Climate X

Spectra

An AI-powered climate-risk platform that produces location- and asset-specific risk ratings and financial loss estimates for extreme-weather perils — including flood, subsidence, wildfire, heat, wind, and coastal hazards — under multiple climate scenarios. Built for banks, insurers, asset managers, and real-estate owners, Spectra links physical climate exposure to property and infrastructure valuations and adds adaptation analytics so users can model resilience measures. It supports regulatory climate-risk disclosure and portfolio screening across residential, commercial, and infrastructure assets, and underpins Climate X's expansion into the U.S. financial market.