Revolut

Global financial super-app offering banking, crypto trading, and multi-currency wallets to 40M+ retail and business customers across 38 countries. Valued at $45B in 2024 secondary sale. 40M+ customers. Launched Revolut X crypto exchange. Pursuing full banking licenses globally.

Revolut's all-in-one banking and crypto and payments app makes it the leading consumer fintech bridging traditional and programmable money rails across Europe and beyond.

revolut.com Consumer Wallets

United Kingdomprivate

At a glance

Total raised

$1.7B

last round undisclosed

Headcount

10k+

approximate · public range

Headquarters

London

United Kingdom

Founded

2015

11 years active

Status

Private

Consumer Wallets

Latest valuation

$75B

Undisclosed · 2025

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Funding history

Total raised

$1.7B

Rounds tracked

Latest stage

Undisclosed

Latest valuation

$75B

Date	Stage	Amount	Valuation	Lead investors
Nov 24, 2025	Undisclosed	—	$75B	—
Aug 16, 2024	Undisclosed	—	$45B	—
Jul 15, 2021	Series E	$800M	$33B	SoftBank Vision Fund 2, Tiger Global Management
Jul 24, 2020	Series D	$80M	$5.5B	TSG Consumer Partners
Feb 24, 2020	Series D	$500M	$5.5B	TCV
Apr 25, 2018	Series C	$250M	$1.7B	DST Global
Jul 11, 2017	Series B	$66M	—	Index Ventures
Jul 11, 2016	Series A	$9M	$54M	Balderton Capital
Feb 4, 2016	Seed	$2.5M	—	Balderton Capital
Jul 20, 2015	Seed	$2.3M	—	Balderton Capital

Founder backgrounds

Nik Storonsky

Chief Executive Officer

Storonsky began his career as a quantitative analyst at Lehman Brothers before moving to Credit Suisse as a vice president in structured derivatives trading. Frustrated by the friction and fees of traditional banking, he left finance in 2013 to build Revolut — his first and only startup — with co-founder Vlad Yatsenko. He holds a Master's in Physics from MEPhI (Moscow Engineering Physics Institute) and a Master's in Finance from the New Economic School. Storonsky has described his own management style as "blunt" and "tough," and has publicly defended Revolut's pressure-cooker culture as necessary for speed. He has stated publicly that his ambition for Revolut is to become a trillion-dollar super-app.

Vlad Yatsenko

Chief Technology Officer

Co-founded Revolut in 2015 alongside Nikolay Storonsky. Previously worked as a software developer in investment banking technology at UBS and Deutsche Bank, where he built financial systems that later informed Revolut's architecture. Holds a degree in computer science from the National Technical University of Ukraine "Kyiv Polytechnic Institute." Before Revolut, he prototyped a peer-to-peer money transfer tool that became the foundation for the company's core multi-currency wallet product. Known internally for a deeply hands-on engineering posture—he wrote significant portions of Revolut's early backend code himself and still reviews core architecture decisions.

AI bull / bear

Bull case

Revolut has cracked the code on financial super-app economics before anyone else in the West. With 70 million customers across 38 countries, it now adds roughly 1 million users per month while maintaining industry-leading unit economics. The recently filed US national bank charter application is a watershed moment — approval would unlock deposit-taking, lending, and FDIC coverage in the world's largest financial market, transforming Revolut from a payments-and-FX upstart into a full-stack bank. The crypto flywheel is accelerating. Revolut X gives retail traders a dedicated exchange, and listings like the SQD token signal deepening ecosystem ties that drive trading volume and custody fees. Meanwhile, the company's $75 billion secondary valuation — and IPO ambitions reaching $200 billion — reflect durable revenue growth across subscriptions, interchange, and crypto, not speculative hype. With $1.7 billion raised, no urgent need for primary capital, and a multi-product customer base that increasingly treats Revolut as a primary account, the super-app thesis is playing out in real time.

Bear case

Revolut's valuation narrative has detached from the operational reality of running a regulated global bank. A $75 billion secondary mark — and talk of $200 billion at IPO — prices in flawless execution on banking licenses it does not yet hold. The US national bank charter is merely an application; the UK banking license took years to secure, and operating as a licensed deposit-taker across dozens of jurisdictions introduces capital reserve requirements, compliance costs, and regulatory scrutiny that erode the lean cost structure Revolut enjoyed as an e-money institution. Competition is intensifying on every front. Nubank is expanding beyond Latin America, Monzo and N26 are strengthening their European positions, and incumbents like JPMorgan and HSBC are finally shipping competent digital experiences. Crypto revenue — a material profit driver — is cyclical and faces its own regulatory reckoning in the UK and EU. The super-app model demands continuous product expansion to sustain engagement, and any stumble on compliance, credit losses, or platform reliability could trigger a rapid repricing of a stock that may debut at nosebleed multiples.

Generated by deepseek-v4-pro · May 2, 2026Refreshes quarterly · see disclosures

In the news

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Leadership

Nik Storonsky

Chief Executive Officer

Vlad Yatsenko

Chief Technology Officer

—

Products

Revolut App (Personal)
Revolut's flagship personal finance app offers multi-currency accounts with fee-free spending abroad, real-time exchange rates, budgeting tools, savings vaults, and instant peer-to-peer payments. It serves over 40 million retail customers across 38 countries, differentiating through a single app that combines traditional banking features with stock and crypto trading, travel insurance, and lifestyle perks like airport lounge access and global eSIM data.
Revolut Business
A dedicated platform for SMEs and freelancers providing multi-currency business accounts, mass payment capabilities, expense management with corporate cards, integration with accounting tools like Xero and QuickBooks, and access to working capital financing. It differentiates by offering real-time FX at interbank rates, automated reconciliation, and a unified dashboard that gives businesses full visibility and control over their international finances.
Revolut Trading
An in-app investment platform that enables users to buy and sell stocks, ETFs, and commodities commission-free (up to certain limits), as well as trade over 80 cryptocurrencies. Launched Revolut X, a dedicated crypto exchange for advanced traders. It differentiates by integrating investing directly alongside everyday spending accounts, allowing users to manage their entire financial life—from cash to investments—in one place with fractional shares available from as little as $1.
Revolut <18
A teen-focused banking product that gives parents and children joint control over a prepaid debit card and app. Parents set spending limits, instant notifications, and real-time monitoring, while kids get a card and app to manage their own money with parental oversight. It differentiates by combining financial education features—like savings goals and spending analytics—with the full Revolut ecosystem, making it easy for families to manage allowances and teach money skills.

Open roles

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Revolut

At a glance

Subscribe to see the full profile

Funding history

Founder backgrounds

Nik Storonsky

Vlad Yatsenko

AI bull / bear

In the news

Revolut rolls out crypto debit card

Revolut wants to take Dogecoin mainstream with its new physical payment card

Revolut unveils first physical crypto card as industry-wide card usage grows

Revolut Adds Employee Incentives to Fuel Business Banking Push

Revolut primed for wealth management push after FCA approval

Palm payments startup Five ID raises $6 million

Watch

Leadership

Products

Revolut App (Personal)

Revolut Business

Revolut Trading

Revolut <18

Open roles

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