Payments & Financial Infrastructure news
Subscribe via RSS ↗100 relevant articles · classified by Haiku 4.5 · ingested daily
20h·Regulation·negativeECB warns EU finance ministers that easing euro stablecoin rules would weaken banks: Reuters
ECB warns EU finance ministers that easing euro stablecoin rules would destabilize bank funding and weaken monetary policy transmission.
The Block ↗
1d·Partnership·positiveOpenAI and MoonPay Let ChatGPT Users Buy Crypto Without Leaving Chats
MoonPay launches as the first crypto onramp integrated in ChatGPT's App Store, allowing users to buy Bitcoin, Ethereum, Solana, and 100+ other assets directly within the chat.
PYMNTS ↗
1d·Regulation·neutralFDIC Establishes Bank Secrecy Act Standards for Stablecoin Issuers
The FDIC approves a proposed rule implementing Bank Secrecy Act and sanctions compliance standards for FDIC-supervised stablecoin issuers.
PYMNTS ↗
1d·Regulation·negativeMastercard Pushes Brazilian Processors to Split Banco Master Losses
Mastercard faces Brazil's new payment network liability rules after Banco Master's collapse, seeking to shift $500M+ of reimbursement costs to processors.
PYMNTS ↗
1d·Regulation·neutralFed Account Access Raises Questions Over FinTech Readiness
Trump administration directs the Federal Reserve to evaluate access frameworks for uninsured depository institutions and nonbank financial companies to Reserve Bank payment accounts.
PYMNTS ↗
Subscribe to see the full payments & financial infrastructure feed
95 more articles, classified against the roster and tagged for source / sentiment / catalyst type.
Already subscribed? Sign in →
1d·Research·neutralVisa Says Criminals Target People as Core Payment Security Tightens
Visa's Spring 2026 threat report identifies nearly $1B in scam activity, showing criminals increasingly target people via AI-enabled deception rather than technical exploits.
PYMNTS ↗
1d·Exec·negativeRobinhood Crypto COO Tanya Denisova is leaving company amid revenue slowdown
Robinhood's crypto division COO Tanya Denisova departs as the unit faces a revenue slowdown.
CoinDesk ↗
1d·Regulation·neutralSEC delays tokenized asset exemption amid concerns over third-party tokens: Bloomberg Law
The SEC delays a tokenized asset exemption amid regulatory concerns over third-party tokens.
The Block ↗
1d·Partnership·positiveMastercard and Ryd Target Fragmented European Fleet Payments Market
Mastercard partners with ryd to launch a digital fleet payments platform across Europe, enabling drivers to pay for fuel, charging, and vehicle services via mobile app and in-car systems.
PYMNTS ↗
1d·Funding·positiveRipple, North Island Ventures back $6 million round for cross-chain platform Squid
Ripple and North Island Ventures back a $6M round for cross-chain platform Squid.
The Block ↗
1d·Regulation·positiveWhy Minnesota is empowering local banks to fight Wall Street for crypto revenue
Minnesota empowers local banks to offer cryptocurrency services, enabling regional financial institutions to compete with Wall Street.
CoinDesk ↗
2d·Regulation·neutralSouth Korea to review scrapping crypto tax plan after national petition hits 50,000 signatures
South Korea initiates review of proposed cryptocurrency capital gains tax following a 50,000-signature petition.
The Block ↗
4d·Partnership·positiveEuro-Pegged Stablecoin Wins Support From Three Dozen Banks
Qivalis, a euro-pegged stablecoin project, gains backing from 37 banks total, positioning itself as Europe's largest stablecoin initiative.
PYMNTS ↗
4d·Regulation·neutralBank of England outlines tokenization, stablecoin vision for UK finance
Bank of England plans to publish draft rules for systemic sterling stablecoins next month, with finalization by year-end.
The Block ↗
4d·Regulation·neutralDespite Trump’s pledge, a CBDC is being explored behind closed doors, says former CTFC chair
A former CFTC chair says CBDC research is continuing privately despite the Trump administration's public opposition to digital dollars.
CoinDesk ↗
4d·Launch·neutralGermany's AllUnity plans Swedish krona stablecoin, pushes into AI agentic payments
AllUnity announces plans to launch a Swedish krona stablecoin and expand into AI-driven agentic payments.
CoinDesk ↗
4d·Partnership·neutralPan-European stablecoin effort expands to 37 lenders in push back against U.S. dollar dominance
A pan-European stablecoin initiative expands to 37 lenders as a counterweight to U.S. dollar-denominated digital assets.
CoinDesk ↗
4d·Other·neutralRewiring Wires: Modernizing CHIPS and Fedwire® for a New Era of Demand
Article examines modernization of core wire payment infrastructure including CHIPS and Fedwire to handle accelerating transaction volumes.
PYMNTS ↗
4d·Research·neutralBuy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool
PYMNTS Intelligence study finds Gen Z treats installment payments as default option, with 70% willing to use BNPL through primary financial institution.
PYMNTS ↗
4d·Opinion·neutralVisa Wants to Make AI Shoppers as Trusted as Human Ones
Visa explores how to build trust and safety into agentic commerce as AI-powered digital assistants begin autonomously executing payments.
PYMNTS ↗
4d·Regulation·positiveSouth Carolina Governor signs pro-crypto, anti-CBDC bill into law
South Carolina Governor signs legislation banning state entities from accepting or requiring CBDC payments and supporting crypto mining.
The Block ↗
4d·Research·neutralNon-dollar stablecoins are struggling to crack 0.5% of market share
Non-dollar stablecoins remain marginal at under 0.5% of the total stablecoin market.
CoinDesk ↗
4d·Funding·positiveTether, Gnosis co-lead $4.4 million seed round for lightweight mobile-friendly Sorted Wallet
Tether co-leads a $4.4M seed round for Sorted Wallet, a mobile-focused crypto wallet targeting Sub-Saharan Africa and South Asia.
The Block ↗
4d·Regulation·positiveTrump orders Fed to review giving crypto firms access to master accounts
Trump orders the Federal Reserve to review granting crypto firms direct access to master accounts and remove overly burdensome fintech regulations.
The Block ↗
4d·Regulation·positiveWhite House Pushes FinTech Access to Payment Rails
Trump signs executive order directing federal regulators to review rules governing fintech access to payment rails and Federal Reserve services.
PYMNTS ↗
4d·Research·negativeVerizon Report Warns of AI-Fueled Social Engineering Surge
Verizon's 2026 Data Breach report finds AI-assisted social engineering and phishing attacks scaling across 31,000 incidents, with threat actors using generative AI to automate reconnaissance and malware development.
PYMNTS ↗
4d·Regulation·neutralTrump orders government, Fed to review crypto firms' access to payment rails
Trump orders the Federal Reserve and U.S. government to review crypto firms' access to banking and payment infrastructure.
CoinDesk ↗
4d·Opinion·negativeEven a mountain of T-bills won't save Tether and Circle from a sudden liquidity crisis, expert says
An expert warns that T-bill reserves alone cannot protect Tether and Circle from sudden liquidity crises.
CoinDesk ↗
4d·Funding·neutralZerohash pursues new funding at more than $1.5 billion valuation after Mastercard drops investment plans
Zerohash seeks new funding at a $1.5B+ valuation after Mastercard abandons planned investment.
CoinDesk ↗
4d·Regulation·negativeCFTC sues Minnesota over first explicit state ban on prediction markets
CFTC sues Minnesota over state's first explicit ban on prediction markets, citing potential liability for exchanges and payment providers.
The Block ↗
4d·Other·positiveStablecoin supply tops $300 billion but growth stalls as Tether gains at rivals’ expense
Stablecoin supply reaches $300B but growth stalls, with Tether gaining market share from rival issuers.
The Block ↗
4d·Regulation·positiveThe SEC wants to let newly public companies raise cash instantly in its biggest rule change in decades
The SEC proposes allowing newly public companies to raise capital immediately after IPO, eliminating the traditional lockup period.
CoinDesk ↗- 5d·Funding·positive
Stablecoin infrastructure startup Checker raises $8 million from Galaxy Ventures and others
Checker, a stablecoin infrastructure startup, raises $8M from Galaxy Ventures and Framework.
The Block ↗ 
5d·Regulation·negativeSenator Warren criticizes OCC over Ripple, Coinbase and other crypto trust charters
Senator Warren criticizes the OCC's approval of crypto trust charters for Circle, Ripple, Paxos, and others.
The Block ↗
5d·Regulation·negativeSenator Elizabeth Warren accuses U.S. regulator of approving unqualified crypto banks
Senator Elizabeth Warren criticizes U.S. regulators for approving cryptocurrency banks without adequate qualification standards.
CoinDesk ↗
5d·Regulation·neutralAmid the Clarity Act fanfare is some worry over how a last-minute deal may punch DeFi
The Clarity Act's last-minute amendments raise concerns about potential restrictions on DeFi protocols and stablecoin adoption.
CoinDesk ↗
5d·M&A·positiveNMI Acquires Dwolla to Strengthen Pay by Bank Offering
NMI acquires Dwolla to combine embedded payments with A2A infrastructure and real-time payment capabilities.
PYMNTS ↗
5d·Regulation·neutralSEC Developing Framework to Permit Tokenized Stocks
SEC reportedly readying an "innovation exemption" framework to permit trading of tokenized stocks without issuer consent, testing crypto infrastructure for securities.
PYMNTS ↗
5d·Regulation·neutralJapan’s ruling party advances proposal to build national AI-blockchain financial system
Japan's ruling LDP party formally approves a policy proposal to build a next-generation financial system using blockchain and AI.
The Block ↗
5d·Launch·positiveA DeFi exchange becomes the first to offer equity perpetuals powered by Nasdaq data
A DeFi exchange launches equity perpetuals contracts powered by Nasdaq data, marking the first such offering in decentralized finance.
CoinDesk ↗
5d·Research·neutralBanks Face New Gen Z Credit Test as BNPL Use Spreads
Gen Z borrowers, with the lowest average FICO score of 676, are using BNPL for immediate liquidity and installment plans to rebuild credit amid loan delinquencies.
PYMNTS ↗
5d·Research·neutralDemand for Always-On Commerce Strains Legacy Credit Platforms
PYMNTS Intelligence report reveals legacy credit platforms struggling with real-time transactions and AI-driven underwriting in always-on commerce environments.
PYMNTS ↗
5d·Research·positive81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
FIS-backed research finds $42.4B in missed offers across grocery, retail and restaurant spending, with 81% of consumers ready for automatic, real-time discounting at point of decision.
PYMNTS ↗
5d·Research·neutralThe Issuers Pulling Ahead Are Building Into Customers’ Money Flows
Visa and PYMNTS Intelligence report that only 17% of card issuers generate high customer lifetime value, down from 21% in 2024, with winners embedding deeper into customer money flows.
PYMNTS ↗
5d·Regulation·positiveMinnesota signs law allowing banks, credit unions to offer crypto custody services
Minnesota's governor signs HF 3709, permitting state-chartered banks and credit unions to offer crypto custody services.
The Block ↗- 5d·Regulation·positive
SEC’s innovation exemption for tokenized stocks to come as early as this week: Bloomberg
The SEC approves an innovation exemption for tokenized stocks, clearing the way for NYSE and Nasdaq initiatives.
The Block ↗ 
5d·Regulation·positiveSEC to propose tokenized stock framework as Wall Street efforts deepen: Bloomberg
The SEC plans to propose a framework for tokenized securities as Wall Street accelerates digital asset initiatives.
CoinDesk ↗
5d·Regulation·positiveMinnesotan banks and credit unions set to provide crypto custody Aug. 1
Minnesota banks and credit unions gain regulatory approval to offer crypto custody services starting August 1.
CoinDesk ↗
5d·Regulation·positiveZerohash secures first EMI license under MiCA for stablecoin and brokerage services in Europe
Zerohash becomes the first firm to obtain both MiCA stablecoin and full EMI licenses in Europe.
The Block ↗
5d·Launch·positiveRevolut wants to take Dogecoin mainstream with its new physical payment card
Revolut launches a physical payment card enabling Dogecoin spending at mainstream retailers.
CoinDesk ↗
5d·Launch·positiveRevolut unveils first physical crypto card as industry-wide card usage grows
Revolut launches a physical crypto card accepting Visa and Mastercard, rolling out initially in the UK and EEA.
The Block ↗
5d·Regulation·negativeFour AI supply-chain attacks in 50 days exposed the release pipeline red teams aren't covering
OpenAI and Anthropic face credential exfiltration and supply-chain vulnerabilities, exposing gaps in release pipeline security and red-team coverage.
VentureBeat ↗
6d·Partnership·positiveStripe-backed Tempo taps $7.5 billion DeFi lender Morpho to expand beyond payments
Stripe-backed Tempo partners with DeFi lender Morpho to expand its payments offering into lending.
CoinDesk ↗
6d·Partnership·positiveTether invests in remittance fintech LemFi to expand USDT settlement across Africa and Asia
Tether invests in remittance platform LemFi to expand USDT settlement in Africa and Asia.
The Block ↗
6d·M&A·neutralStandard Chartered to absorb Zodia Custody’s crypto business into its own operations: Bloomberg
Standard Chartered acquires Zodia Custody's crypto custody business to integrate into its digital asset operations.
The Block ↗
6d·Regulation·positiveBernstein says Clarity Act yield compromise cements Circle’s edge amid record stablecoin supply
Senate Clarity Act yield compromise strengthens Circle's competitive position as stablecoin supply reaches record highs.
The Block ↗
6d·Research·neutralCFOs See AR Automation Driving Growth in B2B Payments
Mastercard research shows CFOs increasingly see AR automation as critical to B2B payment efficiency and working capital management, despite legacy workflow friction.
PYMNTS ↗
6d·Launch·positiveAI Agents Turn Open Banking Into an Accountability Test
Fiserv launches agentOS, an operating system for deploying and managing AI agents across banking workflows, with First Interstate Bank and Boulder Dam Credit Union piloting early use cases.
PYMNTS ↗
6d·Regulation·neutralBanks and FinTechs Watch as Regulators Redraw Data Rules
European Commission research identifies conditions under which dominant firms' data holdings become anti-competitive barriers in banking and fintech.
PYMNTS ↗
6d·Other·positiveEarnings Reveal New Race to Control the Merchant Stack
Earnings reports from Block, PayPal, and Fiserv show merchant services expanding beyond payments into integrated platforms for back-office operations, marketing, and financing.
PYMNTS ↗
6d·Opinion·neutralStripe President Says Shoppers Want to Leave Mundane Tasks to AI
Stripe President John Collison discusses agentic commerce and how AI agents will automate mundane ecommerce tasks like checkout while humans retain control over browsing and discovery.
PYMNTS ↗
6d·Regulation·positiveThe Clarity Act took a step forward: State of Crypto
The Clarity Act advances in U.S. legislative process, providing regulatory clarity for cryptocurrency assets and market participants.
CoinDesk ↗
May 17·Other·neutralA Russian stablecoin built to dodge sanctions says it can survive even if they're lifted
A Russian stablecoin designed to circumvent sanctions claims viability independent of geopolitical conditions.
CoinDesk ↗
May 16·Regulation·neutralHouse Agriculture leaders press Trump to appoint CFTC commissioners as CLARITY Act advances in Senate
House Agriculture Committee leaders urge Trump to fill four vacant CFTC commissioner seats as the CLARITY Act progresses in the Senate.
The Block ↗
May 16·Regulation·positiveXRP beat bitcoin gains as Clarity Act advanced, but a real bullrun still needs Congress
XRP outperforms bitcoin as the Clarity Act advances in Congress, though full regulatory clarity awaits final passage.
CoinDesk ↗
May 15·Research·positiveFPC Says Clear Dispute Rules Pave Way for Trusted Instant Payments
The Faster Payments Council releases guidance principles for instant payments fraud dispute resolution, with JPMorgan Chase participating in the framework design.
PYMNTS ↗
May 15·Other·positiveRevolut Adds Employee Incentives to Fuel Business Banking Push
Revolut launches employee incentive program and prioritizes business banking expansion, targeting new credit products and markets in 2027.
PYMNTS ↗
May 15·Regulation·neutralU.S. House lawmakers who oversee the CFTC are urging Trump to fill the commission
U.S. House lawmakers urge the Trump administration to appoint commissioners to fill vacancies at the CFTC.
CoinDesk ↗
May 15·Launch·positiveChatGPT Connects Financial Accounts to Deliver Personal Finance Insights
ChatGPT launches personal finance dashboard for Pro users, using Plaid to securely connect 12,000+ financial institutions.
PYMNTS ↗
May 15·Regulation·neutralCrypto market structure bill still faces significant hurdles despite Senate committee win: analysts
Senate committee advances crypto market structure bill, but analysts see passage hurdles; TD Cowen sets odds at 40%.
The Block ↗
May 15·Regulation·positiveCrypto Regulation Moved From Theory to Market Force This Week
U.S. Senate Banking Committee advances the Clarity Act for crypto regulation, with Coinbase shares rallying on prospects for stablecoin and digital asset oversight.
PYMNTS ↗
May 15·Regulation·positiveSaudi Arabia is tokenizing its multi-trillion dollar economy to protect its wealth from global shocks
Saudi Arabia is tokenizing major assets across its economy to hedge against global financial shocks and currency volatility.
CoinDesk ↗
May 15·Regulation·neutralCrypto market structure bill clears key hurdle as ethics debate looms over floor vote
A bill regulating crypto market structure advances past a congressional committee ahead of an ethics-related floor debate.
CoinDesk ↗
May 15·Regulation·neutralPoland passes MiCA crypto bill as $96 million Zondacrypto probe deepens: report
Poland adopts MiCA regulation as prosecutors investigate $96M in losses from Zondacrypto exchange collapse.
The Block ↗
May 15·Regulation·neutralXRP gives back gains after Senate crypto bill sparks 5% rally
XRP rallies 5% on Senate crypto bill, then retraces gains as markets digest regulatory implications.
CoinDesk ↗
May 15·Launch·positive21Shares’ Hyperliquid ETF posts ‘best day’ inflows of $5 million as Coinbase becomes treasury deployer
21Shares' Hyperliquid ETF posts best-day inflows of $4.9M; Coinbase becomes treasury deployer.
The Block ↗
May 15·Regulation·neutralMyanmar bill proposes death penalty for scam coercion, life imprisonment for crypto fraud: report
Myanmar proposes legislation imposing life imprisonment for crypto-related offenses and death penalty for scam coercion.
The Block ↗
May 15·Regulation·negativeVictims of Iran attacks seek court order for turnover of $344 million in USDT frozen by Tether
U.S. terrorism victims seek court order to force Tether to turn over $344M in frozen IRGC-linked USDT.
The Block ↗
May 15·M&A·neutralOKX set to acquire 20% stake in South Korean crypto exchange Coinone: report
OKX plans to acquire a 20% stake in South Korean crypto exchange Coinone.
The Block ↗
May 15·Regulation·negativeLawyer behind Arbitrum crypto seizure fight now targets Tether for $344 million
A lawyer pursuing crypto seizure claims files a $344 million legal action against Tether.
CoinDesk ↗
May 15·Regulation·positiveXRP, DOGE surge 5%, bitcoin above $81,000 as Clarity Act clears Senate banking panel
The Clarity Act clears the Senate Banking Committee, boosting XRP and crypto assets as regulatory clarity emerges.
CoinDesk ↗
May 15·Other·neutralTrump’s latest disclosure shows Coinbase, Strategy, MARA purchases in Q1
Trump's Q1 SEC disclosure includes Coinbase stock purchases valued between $100K and $250K.
The Block ↗
May 15·Regulation·neutralCLARITY Act Advances as Crypto Oversight Debate Continues
Senate Banking Committee advances the CLARITY Act by 15-9 vote, marking the first major congressional step toward a comprehensive federal digital asset framework.
PYMNTS ↗
May 14·Funding·positiveSaudi FinTech Stitch Raises $25 Million to Replace Fragmented Bank Cores
Saudi Arabia-based fintech Stitch raises $25M Series A led by Andreessen Horowitz to modernize banking infrastructure across the Middle East and Africa.
PYMNTS ↗
May 14·Regulation·positive‘Decisive turning point’: Crypto industry cheers Clarity Act’s progress as ethics questions linger ahead of next vote
The Senate moves the Clarity Act forward in committee, advancing landmark crypto legislation amid industry celebration and ongoing ethics scrutiny.
The Block ↗
May 14·Other·neutralHere is why Wall Street is racing to tokenize the entire stock market
Wall Street institutions accelerate stock tokenization efforts to reduce settlement friction and open capital markets to digital rails.
CoinDesk ↗
May 14·Regulation·positiveBitcoin hits $82,000, Coinbase leads crypto stock gains as Clarity Act advances
Coinbase stock gains as the Clarity Act advances amid rising Bitcoin price.
CoinDesk ↗
May 14·Opinion·neutralJPMorgan says ether and altcoins could keep underperforming bitcoin without stronger activity
JPMorgan analysts forecast ether and altcoins will underperform bitcoin absent improvements in network activity and real-world applications.
The Block ↗
May 14·Regulation·neutralClarity Act clears U.S. Senate committee, on its way to a final test in Congress
The Clarity Act advances out of Senate committee toward a final congressional vote, clarifying regulatory treatment of digital assets.
CoinDesk ↗
May 14·Regulation·neutralSenate Banking Committee advances landmark crypto market structure bill, garners some Democratic support
Senate Banking Committee advances a landmark digital asset market structure bill with bipartisan support.
The Block ↗
May 14·Regulation·neutralU.S. senators lament failure to win bipartisan support, yet, on crypto Clarity Act
U.S. senators struggle to build bipartisan consensus on crypto regulation through the Clarity Act.
CoinDesk ↗
May 14·Regulation·neutralLIVE: Senate Banking Committee advances Clarity Act to full Senate floor
Senate Banking Committee advances the Clarity Act toward a full Senate floor vote on cryptocurrency regulation.
CoinDesk ↗
May 14·Funding·positiveStablecoin-powered neobank Fasset raises $51 million to expand across emerging markets
Fasset, a stablecoin-powered neobank, raises $51M to expand operations across emerging markets.
CoinDesk ↗
May 14·Funding·positiveTurnkey raises $12.5 million in round backed by Circle Ventures and Sequoia Capital
Turnkey raises $12.5M in a round backed by Circle Ventures and Sequoia Capital.
CoinDesk ↗
May 14·Partnership·positiveBlackRock, Janus Henderson tokenized funds get instant redemptions with new $1 billion facility
BlackRock and Janus Henderson launch a $1B facility enabling instant redemptions for tokenized funds.
CoinDesk ↗- May 14·Regulation·positive
Bank of England set to ease sterling stablecoin rules amid industry concerns: FT
Bank of England signals willingness to revisit sterling stablecoin regulation amid industry pushback.
The Block ↗ 
May 14·Research·neutralWhy the DIY KYC Model Is Facing a Fraud Reality Check
Research shows DIY KYC/KYB models yield higher fraud losses and costs than outsourced identity verification providers, challenging in-house compliance strategies.
PYMNTS ↗
May 14·Research·neutralAI Shopping Agents Put New Pressure on Payments Companies
PYMNTS research shows nearly half of consumers want AI agents to handle shopping and subscriptions, forcing payments infrastructure to adapt to autonomous spending.
PYMNTS ↗
May 14·Research·neutral35% of Firms Delay Embedded Finance Over Fraud Fears
PYMNTS-WEX report finds 35% of firms delay embedded finance adoption due to fraud concerns, despite $7 trillion market opportunity.
PYMNTS ↗
May 14·Research·positiveReport Shows Real-Time Payments Promise CFOs More Than Speed
Survey of 271 finance executives shows B2B real-time payments via RTP and FedNow are accelerating adoption, with over 50% of firms planning implementation within two years.
PYMNTS ↗