Ripple is a Cross-Border Payments company founded in 2012 and based in San Francisco, United States. It has raised $1.3B in total funding, most recently a Growth in 2025 at a $40B valuation.
No dated funding rounds on file. This company is privately held and may be raising or operating on undisclosed capital.
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Ripple Payments is a cross-border payment solution that enables financial institutions to send and settle international payments in real-time. Built on the XRP Ledger, it offers faster settlement, lower costs, and greater transparency compared to traditional correspondent banking. The platform supports both fiat and digital asset settlement and serves over 300 customers across 40+ countries, making it one of the most widely adopted enterprise blockchain payment networks in production.
RLUSD is an enterprise-grade, USD-denominated stablecoin issued by Ripple. Designed to maintain a constant value of one US dollar, RLUSD combines the stability of fiat currency with the speed and transparency of blockchain technology. Built with regulatory compliance as a defining feature, it is used for payments, remittances, treasury flows, and on/off-ramp services within the Ripple ecosystem, and is integrated directly into Ripple Payments for cross-border settlement.
Ripple Custody is a digital asset custody solution that provides financial institutions with secure storage, management, and operational control of cryptocurrencies and digital assets. It offers multi-layered security features including hardware security modules, policy-based access controls, and audit trails. The platform is designed for banks, fintechs, and crypto-native businesses that need institutional-grade custody infrastructure to safekeep client assets while maintaining regulatory compliance.
The XRP Ledger is a decentralized, open-source blockchain technology that powers Ripple's payment solutions. Known for its speed, low cost, and energy efficiency, XRPL can process transactions in 3-5 seconds with near-zero fees. It supports native digital asset XRP, the XRPL token standard, and decentralized exchange functionality. Developers build on XRPL for applications in payments, tokenization, DeFi, and stablecoin issuance, leveraging its built-in features like the DEX and escrow capabilities.
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